Christmas 2024 Debt Free. One in four people will struggle to afford christmas this year, rising to more than one in three (34%) households with children, according to research by debt charity stepchange. Welcome to the 2024 weekly cash envelope (or online) savings challenge!

Well, with just under six months to go until christmas is here again, now is the time to start planning for not just a debt. Also can be used as a christmas countdown chart, begin it septembe christmas, christmas, christmas!